The Foreclosure Fairytale

The Foreclosure FairytaleThe Foreclosure Fairytale

There is a lot of misinformation out there.

I would not be surprised to find out that you have heard that a foreclosure is sometimes the best option for you. Nothing could be further from the truth. For the vast majority of homeowners out there who are in danger of losing their homes, a short sale represents a vastly superior option.

The reality is that a foreclosure is a devastating option.

As a real estate professional with the Certified Distressed Property Expert (CDPE) designation, I have put together all of the benefits of a short sale over a foreclosure in a free report that is available to anyone.

Take a look at my site and download a copy of my free report entitled “The Foreclosure Fairytale” Then contact me for a free, confidential consultation.

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It’s time to take another look at short sales

Short sales becoming more streamlined

It’s time to take another look at short sales

As recently as a few months ago, if you would have told a real estate agent who specialized in short sales that they’d be raving about a lender’s stellar service and rapid approval times—not to mention significant cash incentives for financially strapped homeowners for pursuing a short sale—you’d have gotten some strange looks.

That’s all changed.  And it’s changed faster and to a greater extent than most real estate professionals ever could have imagined.

With a glut of bank-owned properties dragging down the recovery of the real estate market, as well as the national economy, major lenders are more eager than ever before to avoid foreclosure. So they’ve sharpened their focus on short sales. Big time.

The biggest lenders in the country have staffed up to ensure rapid processing of short sale applications. They’ve ponied up with cash incentives at closing for homeowners who pursue a short sale. And they’re proactively reaching out to CDPE agents and putting them in touch with delinquent borrowers.

This is big news and the media has not really caught onto it yet. What’s important for you to know is that whatever you’ve read or heard in the past about long lag times and frustrations with short sales is probably no longer the case.

As a member of the CDPEAdvanced community, I’m tapped into major lenders and on top of major developments affecting short sales and bank-owned properties.  I invite you to visit my website www.AvoidingForeclosureSanDiego.com to learn more and feel free to contact me any time at 619-994-5515 or MEHAYWOOD@QFRE.NET  if you or anyone you know is struggling with an unmanageable mortgage.

 

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Fire Season is approaching, be prepared!

Wildfire season is approaching, are you prepared?

Things you can do around your home to prevent wildfires.

 According to website www.readyforwildfire.org :

Cal fire warns that this fire season may be especially dangerous, as the winter months were relatively dry. Much of the vegetation from the 2007 fires has returned. So, it is not a matter of if we are going to have a large fire…but when!  It is important for us to be prepared.

Preventative steps to make your home defensible:

  • Remove all dead plants, grass and weeds
  • Remove dead or dry leaves from your yard, roof and rain gutters
  • Keep trees trimmed so they remain a minimum of 10 feet from other trees
  • Remove branches that hang over your roof. Keep dead branches 10 feet away from your chimney
  • Relocate wood piles into an area at least 30 feet away from the house.
  • Remove vegetation and items that could catch fire from around and under decks

Assembling an Emergency Supply Kit (as per Cal Fire)

  • Three-day supply of non-perishable food and three gallons of water per person. 
  • Map marked with at least two evacuation routes
  • Prescriptions or special medications
  • Change of clothing
  • Extra eyeglasses or contact lenses
  • An extra set of car keys, credit cards, cash or traveler’s checks
  • First aid kit
  • Flashlight
  • Battery-powered radio and extra batteries
  • Sanitation supplies
  • Copies of important documents (birth certificates, passports, etc.)
  • Don’t forget pet food and water!

Always keep a sturdy pair of shoes and a flashlight near your bed and handy in case of a sudden evacuation at night.

 For other tips in preparation for fire season, such as evacuation guides and the best emergency supply kits, http://www.readyforwildfire.org/defensible_space

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Mary Ellen Haywood
CA BRE License #01264878
Mobile:619-994-5515

Pacific Sotheby’s International Realty
810 West Washington Street
San Diego, CA 92103

Office: 619-269-2277
eFax: 619-819-9910

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